Loans We Offer
Fast, equity-based lending across Oregon, Washington, and Idaho. Explore our programs — then talk to the decision maker who funds your deal.
Lending solutions built for real estate investors
From fix-and-flip to commercial, our programs come with same-day approvals and closings in 3–5 business days on non-owner-occupied loans (7–10 for owner-occupied loans in Oregon and Idaho).
Fix and Flip Loans
Hard money fix-and-flip loans with up to 80% of purchase price, no prepayment penalties, and same-day pre-approval for real estate investors.
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Bridge Loans
Bridge loans that let you purchase first and sell second, with up to 100% financing when cross-collateralizing properties.
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In-Process Construction Loans
For real estate investors who started a project with their own money and need a loan to finish it. Owner-occupied loans in Oregon and Idaho are considered case by case. We do not offer ground-up construction loans.
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Rehab and Refinance Loans
Rehab and refinance loans for investors who want to purchase a distressed property, renovate it, and turn it into a source of income.
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Cash-out Refinance Loans
Cash-out refinance loans that let you access the equity in your investment property quickly, without the delays of conventional lending.
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Commercial / Industrial Loans
Commercial and industrial hard money loans for investors acquiring or refinancing non-owner-occupied commercial real estate.
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1031 & Reverse 1031 Loans
1031 and reverse 1031 exchange loans that provide the speed and flexibility to complete your tax-deferred exchange on time.
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Acquisition / New Purchase Loans
Acquisition and new purchase loans for investors who need fast capital to secure investment properties before the competition.
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ITIN Loans
ITIN loans for real estate borrowers without a Social Security number, with equity-based approval. Owner-occupied ITIN loans are available in Oregon and Idaho only.
Learn moreHow our lending works
Our Loan Process
Four simple steps — from your first call to funding and beyond. We’re the direct lender, so you talk to the decision maker every time.
Contact Us
Give us a call or click below and we will call you. Our loan decisions are based on people and their unique situations. We can quickly assess your situation, approve loans on the spot, and issue pre-approvals on the same day! We are the direct lender, so you are talking with the decision maker who will be lending you the money, not a salesperson who just wants your personal information. Call us today!
Contact UsApply
The loan application is the 2nd step on purpose. We won't ask you to apply if we haven't already talked and are confident that this loan is right for you. We do not require bank statements, tax returns, debt to income ratios or minimum FICO scores to make our decisions and have created a simple online application that takes less than 10 minutes to complete.
Apply NowGet Funded
Once we have your loan application we open or engage with escrow. It typically takes 2-3 business days to receive a title report and one day for us to order loan docs. Clients can sign at escrow or with a mobile notary and we close and fund the same day. It's as simple as that!
Simple Rates and TermsPay Your Bill
We make it easy to pay your bill and track your loan through our on-line portal. While most clients choose to use their own on-line banking to make their payments, you can always mail us a check or money order and unlike most lenders we do accept CASH or Zelle payments. We also enable our clients to set up recurring ACH payments through our simple online portal.
How to Pay Your Bill OnlineContact Us
Give us a call or click below and we will call you. Our loan decisions are based on people and their unique situations. We can quickly assess your situation, approve loans on the spot, and issue pre-approvals on the same day! We are the direct lender, so you are talking with the decision maker who will be lending you the money, not a salesperson who just wants your personal information. Call us today!
Contact UsApply
The loan application is the 2nd step on purpose. We won't ask you to apply if we haven't already talked and are confident that this loan is right for you. We do not require bank statements, tax returns, debt to income ratios or minimum FICO scores to make our decisions and have created a simple online application that takes less than 10 minutes to complete.
Apply NowGet Funded
Once we have your loan application we open or engage with escrow. It typically takes 2-3 business days to receive a title report and one day for us to order loan docs. Clients can sign at escrow or with a mobile notary and we close and fund the same day. It's as simple as that!
Simple Rates and TermsPay Your Bill
We make it easy to pay your bill and track your loan through our on-line portal. While most clients choose to use their own on-line banking to make their payments, you can always mail us a check or money order and unlike most lenders we do accept CASH or Zelle payments. We also enable our clients to set up recurring ACH payments through our simple online portal.
How to Pay Your Bill OnlineLet’s fund your next investment
Give us a call or apply online — we love to talk through deals and answer questions.