Loan Program

Commercial / Industrial Loans

Commercial and industrial hard money loans for investors acquiring or refinancing non-owner-occupied commercial real estate.

Northwest Private Lending provides commercial and industrial hard money loans for investors looking to acquire, refinance, or renovate non-owner-occupied commercial properties. Our asset-based approach focuses on the property’s value rather than the borrower’s credit history.

Whether you’re purchasing a retail space, warehouse, office building, or mixed-use property, our team can structure a loan that fits your investment strategy and timeline.

Loan Highlights

  • Loan size: $100K–$2M
  • Commercial, industrial, and mixed-use properties
  • No minimum FICO required
  • No prepayment penalties
  • Asset-based underwriting
  • Fast closing timeline

Is a Commercial Loan right for me?

Are you looking for a loan to purchase or renovate a commercial building but are struggling to find banks that will lend you the money? As an equity-based lender, we lend our own money and make our own decisions based on the value of the deal, not your tax returns, tenants, or business history. The commercial space is a broad category with a variety of loan options, so call Northwest Private Lending today at 503-941-5473 so we can discuss if we have the best lending solution for you.

Ready to discuss your commercial / industrial loans deal?

Same-day pre-approval. No obligation. Talk to a real person who understands your market.

Apply for a Loan503-941-5473
Straightforward Pricing

Simple Rates and Terms

No hidden fees, no surprises. Here’s exactly what you’ll pay — the same terms we’ve offered from day one.

Loan Origination Fee
3 points / $2,500 Minimum
Loan Document Fee
$650–850
Monthly Interest Rate
1% Per Month
Monthly Payment
Interest Only
Loan Closing - Business Purpose
3–5 Business Days
Loan Closing - Primary Residence
7–10 Business Days
Loan Amount Range
$50K – $2M
Loan Maturity
2 to 5 Years
Property Appraisal
Not Required
Required Reserves
$0
Pre-Payment Penalty
Never
Extension Fee
$0 on Performing Loans

No junk fees, now or in the future. What you see is what you pay. We have built our reputation on transparency.

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Real Deals

Featured Loans

A sample of the deals we’ve funded for investors across the Pacific Northwest.

Mobile Home Park

Steeves Mobile City – 2615 SE Courtney Ave, Milwaukie, OR 97222

Loan Amount$1,300,000

Our client’s family has owned Steeves Mobile City for 2 generations. When their father passed away he left the 80 unit mobile home park to his children. One wanted to keep it and one wanted to cash out. There were inheritance taxes, bills and a large lump sum to buy out the other heir. NWPL lent all the money they needed plus 1-year of pre-paid interest so that the next generation could get on their feet and refinance with an SBA loan down the road.

Mixed Use Retail and office building

82nd street plaza, 324 SE 82nd Ave Portland, OR

Loan Amount$1,100,000

Our clients had plenty of cash for the down payment and were able to purchase the property from a distressed seller at a great price. The only problem was that one of the tenants in the building was a licensed Cannabis retailer which kept the building from being conventionally financeable. NWPL loaned 60% of the purchase price and included 1-year of pre-paid interest so that the new owners could use their cash to renovate the building. Once the property is fully leased up with appropriate business they can refinance with an SBA loan.

RV Storage Facility

Eagle Creek RV 23000 Eagle Creek Rd, Eagle Creek, OR

Loan Amount$850,000

The owner has run a successful RV storage and industrial storage business for years. They wanted to invest in covered storage which greatly increased their profit. They needed the financing to pay of the existing mortgage and build 60 covered RV spaces. Based on the value of the property, NWPL was able to lend all the money they needed and the client was able to refinance with a long-term / low rate SBA loan when they completed

Office Building

3939 Lake Grove Ave, Lake Oswego, OR

Loan Amount1,400,000

Our client owns a lot of commercial real estate and wanted to purchase a new property that had to close quickly. They have owned this office space for years and have a great long-term tenant. We were able to give them all the cash they needed for their next purchase by using the equity in this building…and we did it in less than 10 days.