“Should I borrow money right now?” Doing something well, and getting paid to do it is one thing that’s really important that any of us can go do, what should I do now today we’ll do something you’re doing well and be great at it and do it for a period of time, pay your bills and be financially solvent yourself. You have to be able to make your own ship work and float before anyone else is going to lend you money to do it. If you are able to do that, borrowing money at basically what the inflation rate is, it’s a pretty smart move. But the question I always ask people as a lender is, “How much debt can you service?” If I could borrow $20 million at 3%, it would be very cheap money, but if I don’t do anything with that money, or I can’t service–if I can’t make the monthly payments on that debt, it is just a weight on me as well. So I think that as you look at borrowing money cheaply, do so in a way that you can service that is in alignment with your family’s income and your spending.