Our Team

Meet the People Behind
Your Success

When considering a private loan, the lender’s character and business practices really matter. We encourage all our clients to evaluate their lender as much as we evaluate them.

Eric Larson

Contact

503-459-7736eric@nwprivatelending.com
Lake Oswego, Oregon
NMLS #1213884
LinkedIn

President & Founder

Eric Larson

Eric took over the family business in 2016 and rebranded Clunas Funding Group as Northwest Private Lending, with a few simple convictions: loans should be simple to understand, borrowers should always feel like they are treated fairly, and the long-term relationship is the priority. With decades of lending experience across Oregon, Washington, and Idaho, Eric has built NWPL into one of the Pacific Northwest's largest and most trusted lending firms.

Every client works directly with Eric and his team — no call centers, no runaround. NWPL approach is hands-on and relationship-driven, which is why NWPL has earned more than 150 five-star Google reviews and a reputation for responsiveness, honesty, and genuine care.

Since taking over in 2016, Eric has carried forward a family lending business that, together with Clunas Funding Group, has funded $694 million across 3,164 loans since 1987. He expanded the business from Oregon only to Idaho and Washington, and Northwest Private Lending has earned 150+ five-star Google reviews, A+ BBB accreditation, and AAPL membership. He's passionate about helping investors at every stage. From first-time flippers to seasoned portfolio builders, Northwest Private Lending helps investors access the capital they need to succeed.

Win / Win mindset
Relationship driven approach
2nd generation hard money lender
150+ five-star Google reviews

Chief Operating Officer

Michelle Martin

Michelle Martin serves as Chief Operating Officer at Northwest Private Lending, overseeing the day-to-day operations that keep the company running smoothly. Her organizational expertise and attention to detail ensure that every loan moves efficiently from application to closing.

Michelle plays a critical role in maintaining the high standards of service that NWPL is known for. She works closely with the entire team to streamline processes, manage client communications, and ensure that every borrower receives the responsive, personal attention they deserve.

Operational excellence leader
Streamlined loan processing
Client experience focused
Cross-team coordination
Erik Keyes

Contact

208-789-6020erik@nwprivatelending.com
Boise, Idaho
NMLS #2168462

Regional Director — Oregon & Idaho

Erik Keyes

Erik Keyes brings decades of construction and structural knowledge to his role as Regional Director for Oregon and Idaho. Before joining Northwest Private Lending, Erik ran a respected home inspection company for over a decade, served as a Senior Design Specialist for a structural repair company, and gained firsthand experience building and rehabbing properties.

Having walked thousands of properties and solved real structural problems, Erik brings a rare depth of practical insight to every loan he structures. He doesn't just look at numbers — he understands the physical asset, the scope of work, and what it takes to execute a successful project.

Erik's approach is simple: listen first, plan wisely, and always put people before transactions. Whether you're new to investing or scaling a portfolio, Erik helps clients navigate Oregon and Idaho's dynamic markets with clarity and confidence.

Decades of construction expertise
Former home inspection company owner
Structural repair specialist background
Deep Oregon & Idaho market knowledge
Jason Rubadue

Contact

425-931-0018jason@nwprivatelending.com
Bellevue, Washington
NMLS #2714720

Regional Director — Washington

Jason Rubadue

Jason Rubadue leads Northwest Private Lending's Washington operations as Regional Director. Based in Bellevue, Jason brings extensive knowledge of the Pacific Northwest real estate market and a commitment to providing investors with fast, reliable capital.

Jason grew up in the Olympia area of Thurston County and has lived in the Federal Way and Redmond areas since 2004. He's been investing in real estate for over 20 years throughout Western Washington, including Yakima County and Lewis County. His hands-on style has him traveling to help investors on-site for deals ranging from Whatcom to Clark counties and everywhere in between!

Real Estate Investor for over 20 years
Hard Money Loans and projects in Yakima, Olympia, Federal Way, Bellevue, Vancouver, Sammamish, etc.
Personal passion for helping other investors
Fast deal structuring
Elizabeth Moreno

Contact

Senior Loan Processor

Elizabeth Moreno

Elizabeth Moreno serves as Senior Loan Processor at Northwest Private Lending, ensuring that every loan file moves smoothly from approval to closing. Her meticulous attention to detail and deep understanding of the documentation process help borrowers close quickly and confidently.

Elizabeth works closely with borrowers and loan originators to coordinate insurance, title work, and all the moving pieces that make NWPL's fast closings possible. Her accuracy and follow-through are a big reason our non-owner-occupied loans can close in 3–5 business days.

Expert loan file management
Fast closing coordination
Warm, relational care for every borrower
Client communication excellence
Acacia Martin

Contact

Director of Operations

Acacia Martin

Acacia Martin serves as Director of Operations at Northwest Private Lending, playing a vital role in ensuring the company's processes run efficiently and that clients receive exceptional service at every touchpoint.

Acacia's organizational skills and proactive approach help keep the entire NWPL team aligned and focused on delivering the fast, transparent lending experience the company is known for. She manages operational workflows, supports the loan processing pipeline, and helps maintain the high standards that have earned NWPL its stellar reputation.

Operations management expert
Process optimization leader
Team coordination
Quality assurance focused
Gary Clunas

Contact

503-939-1256
Lake Oswego, Oregon
NMLS #252370

Founder, Clunas Funding Group

Gary Clunas

Gary Clunas (NMLS #252370) founded Clunas Funding Group in 1987, the start of a family lending legacy that, together with Northwest Private Lending, has funded $694 million across 3,164 loans through 2025. Gary is most proud of the family legacy of win-win private lending that he has been able to transition — and that has lasted nearly 40 years. He is also Eric Larson's father-in-law and mentor.

Gary brings his experience and his relationships to Northwest Private Lending. Combined, Clunas Funding Group and Northwest Private Lending have funded $694 million across 3,164 loans in Oregon, Washington, and Idaho from 1987 through 2025. Eric wants that legacy to live on here. We are deeply grateful to have him.

Clunas Funding Group founder
Licensed private lender since 1987
Active NWPL lender
Family legacy: $694M across 3,164 loans
Our Story

Meet the people behind your success

Portland, Oregon skyline at dusk

We Invest in People

Beyond lending, we believe in giving back. We’re proud to support these organizations serving our community and beyond.

Ready to Work With Us?

Give us a call or come by for lunch or coffee to discuss your specific lending needs. We love to talk through deals, offer suggestions, and answer any questions you have.