Northwest Private Lending

Rates & Terms

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a Loan

Hard Money Loans. Made Simple.

From the very first loans we issued 30 years ago, Northwest Private Lending has been committed to honest, straightforward, win/win deals with every client we’ve served in the Pacific Northwest. We don’t issue loans based on whether you have good or bad credit. We never try to rope you in with lower advertised rates only to switch you to a more expensive loan. We do not nickel and dime our clients with hidden fees to put more money in our pockets. Instead, we offer equity-based loans at fair, transparent rates and terms that are simple to understand.

Simple Rates and Terms

Loan Origination Fee: 3 Points (min. $2,500)
Loan Document Fee: $650
Monthly Interest Rate: 1% per month
Monthly Payment: Interest Only
Loan Amount Range: $50,000 up to $2,000,000
Closing Costs: Paid by Borrower

Loan Closing: 3-5 Business Days
Loan Maturity: 1 month to 10 years
Property Appraisal: Not Required
Underwriting Fee: None
Pre-Payment Penalty: Never
Extension Fee: $0 on performing loans

Our Loan Process

01

Contact Us

When you call Northwest Private Lending you're connected to a trusted, responsive hard money lender that cares. We quickly assess your situation, approve loans on the spot, and commonly issue pre-approvals on the same day! Call us today!

Contact Us

04

Pay Your Bill

At Northwest Private Lending, we make it easy to pay your bill and track your loan payments. We accept checks, bank payments, moneygrams or cashiers checks, and cash. We also enable our clients to set up recurring monthly payments through our simple online portal.

How to Pay Your Bill Online

02

Apply

With no bank statement, tax returns, or minimum FICO scores required, our simple online application process enables borrowers to qualify for a loan in less than 10 minutes. It's that easy!

Apply Now

03

Get Funded

Once your loan is approved and escrow is opened, it typically takes 2-3 business days to receive a title report, one day to order docs, one day to sign and we fund on the same day. It's as simple as that!

Let’s fund your next investment

Give us a call or apply online — we love to talk through deals and answer questions.