Not having a Social Security number should not keep you out of real estate. NW Private Lending offers ITIN loans for borrowers who file taxes with an Individual Taxpayer Identification Number, whether you are buying a home to live in (Oregon and Idaho only), buying an investment property, refinancing one you already own, or funding a rehab.
Because we're an equity-based lender, we look at the property and the deal first, not your credit history. That means no minimum FICO score and no long bank underwriting process. Most ITIN loans close in 3-5 business days.
We lend across Oregon, Washington and Idaho, and our team will walk you through every step of the process.
Owner-occupied ITIN loans are available in Oregon and Idaho only. In Washington, ITIN loans are business-purpose loans on non-owner-occupied property only.
Loan Highlights
- ITIN accepted, no SSN required
- No minimum FICO required
- Equity-based approval
- Purchase, refinance and rehab
- No prepayment penalties
- Funded in 3–5 business days (non-owner-occupied)
- Owner-occupied: Oregon and Idaho only
Ready to discuss your itin loans deal?
Same-day pre-approval. No obligation. Talk to a real person who understands your market.