Meeting the Demand for Smarter Hard Money Loans in Idaho

Boise is booming—and it’s easy to see why. With its vibrant neighborhoods, entrepreneurial energy, and deep sense of community, it’s become one of the most exciting places in the country to live, invest, and build.

At NW Private Lending, we didn’t just notice that momentum—we felt drawn to it. That’s why in 2023, we opened our Boise office. We saw something special happening here, and we wanted to be part of it in the best way we know how: by helping local real estate investors move quickly, borrow wisely, and succeed long term.

Our goal is simple: to be the most trusted hard money lender in the Boise area. Not the loudest. Not the flashiest. Just the one investors turn to when they need clarity, speed, and someone who truly understands the local market.

Boise’s Investment Boom: A Market That Rewards Vision

From historic fix-and-flips in the North End to new builds in Meridian and Garden City, Boise is full of smart investors doing creative, values-driven work. And with population growth, strong job creation, and sustained housing demand, it’s become a high-opportunity market for real estate entrepreneurs.

We’ve seen an influx of:

• Residential rehab projects

• New construction infill builds

• Mid-term rental strategies

• Small multi-family conversions

But with opportunity comes pressure. Deals move fast. Materials cost more. Permits take time. And financing often becomes the bottleneck.

That’s where we come in.

Why We Chose Boise

With over 20 years of experience serving real estate investors across the Pacific Northwest, we know what makes a great investment community. Boise stands out for all the right reasons:

• A resilient, growing economy

• A collaborative, values-based business culture

• A housing market with both challenge and promise

We didn’t want to serve Boise from a distance. We wanted to be here—walking properties, meeting clients face-to-face, and understanding the market block by block.

Meet Erik Keyes: Local Expertise Meets Real-World Insight

When we opened our Boise office, we knew we needed someone who wasn’t just a lender, but a true guide. That person is Erik Keyes, our Senior Loan Originator in Idaho.

Erik brings decades of construction and structural knowledge to the table. He:

• Ran a respected home inspection company for over a decade

• Has firsthand experience in building and rehabbing properties

• Served as a Senior Design Specialist for a structural repair company

Erik has walked thousands of properties, solved real problems, and helped clients make informed, confident decisions. Today, he brings that same integrity and insight to every loan he structures.

His approach is simple: listen first, plan wisely, and always put people before transactions. Whether you’re new to investing or scaling a portfolio, Erik is here to help you navigate Boise’s dynamic market with clarity and confidence.

When he’s not working with clients, you’ll find him snowboarding, fishing, or exploring Idaho’s wild beauty with his wife and sons.

How We Operate: Local Lending, Relationship-First

We believe hard money lending should be personal. That means:

• Straightforward terms you can understand

• Responsive communication when timing matters most

• Support from people who know what it takes to make a deal work in Boise

We’re not just providing capital. We’re building long-term relationships with people who are actively shaping their neighborhoods and investing in Idaho’s future.

If you ask around, you’ll find that our clients trust us not because we promise the world, but because we show up, follow through, and care about the outcome.

Let’s Build Something Meaningful in Boise

Whether you’re renovating your first flip, financing a new build, or growing a rental portfolio, we’re here to help you move forward—with insight, speed, and support you can count on.

Reach out to Erik Keyes at erik@nwprivatelending.com or 208-789-6020 to start a conversation today!