Most Northwest Private Lending loans are business-purpose loans on non-owner-occupied investment property. That is the typical use case for hard money and private money financing.
Owner-occupied and primary-residence loans are available case by case in Oregon and Idaho. In Washington, Northwest Private Lending makes business-purpose loans only. If you want to live in the property, call the team to talk through whether an owner-occupied loan fits your situation.
There is a limited exception when a rental is used by the borrower for only a few weeks per year. In those cases, contact Northwest Private Lending directly to confirm whether the property still qualifies as an investment property.