Northwest Private Lending exclusively offers loans on non-owner occupied properties. Since their hard money loans are strictly business purpose, they cannot be applied to your primary residence.
The company recommends that borrowers interested in living in a property seek conventional loans or alternative lenders that support primary residence financing.
There is a notable exception: there are some unique cases where a rental is used by the borrower for less than a few weeks per year. In such situations, borrowers should contact the lender directly to determine if their vacation rental still qualifies as an investment property.