Hard Money
What Falling Rates Mean for Real Estate Investors
📈 Mortgage Interest Rates Are Finally Dropping! Interest rates are finally falling again — and the market is paying attention.After…
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Insights & Resources
The NWPL Blog
Market insights, investment strategies, and lending education for real estate investors across the Pacific Northwest.
All Articles
Hard Money
Beat the Banks: A Smarter Option for Washington Investors
Competition in Washington’s real estate market is fierce—especially around Seattle, Tacoma, Bellevue, Spokane, and the Tri-Cities. Properties move fast, multiple…
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simplebrand5 min read
Hard Money
NW Private Lending Expands to Washington!
Northwest Private Lending Expands to Washington A People-First Approach to Hard Money Lending Comes to Bellevue Washington’s real estate market…
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Hard Money
2025 Real Estate Market Forecast
🏡 2025 Real Estate Forecast As we move through 2025, real estate investing in Oregon, Idaho, and Washington continues to…
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Hard Money
Why NW Private Lending Expanded to Boise
Meeting the Demand for Smarter Hard Money Loans in Idaho Boise is booming—and it’s easy to see why. With its…
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Hard Money
Top 7 Mistakes Real Estate Investors Make with Hard Money Loans (And How to Actually Avoid Them)
Hard money is one of the most powerful financial tools available to real estate investors. It gives you speed, flexibility,…
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Hard Money
Banks Are Slow. The Market Isn’t.
Banks Are Slow. The Market Isn’t. Welcome to investing in 2025. In today’s economy, speed and flexibility aren’t luxuries—they’re prerequisites….
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Hard Money
How Will The US Election Impact Our Economy?
The U.S. presidential election is a major event that can significantly shape the country’s future. At the heart of…
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Our Story
How We Became The Top-Trusted Hard Money Lender
At Northwest Private Lending, we are thrilled to announce that we have been recognized as the #1 top-rated hard money…
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Hard Money
Hard Money = Real Estate Investment Success
At Northwest Private Lending, we know that diving into real estate can be both exciting and a bit daunting, especially…
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Hard Money
Top 5 Hard Money Myths
Top 5 Hard Money Myths…Debunked! If you’re familiar with the world of hard money investing, you’ve probably stumbled across a…
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Mortgage Calculators
Fix + Flip Loan Calculator
Calculating the cost and benefits of a fix-and-flip loan can often be a complex process. There are many variables, such…
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Hard Money
Investor Insights: What Should I Do During an Economic Downturn?
“What should I do during an economic downturn?” I think a lot of people who are going into a downturn…
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Todd Hiestand5 min read
Hard Money
Investor Insights: What is Happening with Inflation?
Inflation: If a great number of people in the United States live in mobile homes and make on average, a…
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Todd Hiestand5 min read
Hard Money
Investor Insights: How Is This Recession Different From Past Recessions?
“How is this recession different from past recessions?” Every recession has common traits to it, but they’re not all the…
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Todd Hiestand5 min read
Hard Money
Investor Insights: Should I Borrow Money Right Now?
“Should I borrow money right now?” Doing something well, and getting paid to do it is one thing that’s really…
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Todd Hiestand5 min read
Hard Money
Invest Next PDX: The Fed’s New Inflation Policy
We should all be aware of the Fed’s decision to keep interest rates at close to 0% for the next…
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Todd Hiestand5 min read
Hard Money
Invest Next PDX: How Fear Impacts the Economy
Invest Next PDX is a series of monthly webinars that help real estate investors navigate the unprecedented economic shifts and…
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Todd Hiestand5 min read
Hard Money
Economic Outlook for 2020 & 2021
Watch this free webinar about economic insights of past pandemics, prudent investment decisions during a recession, and emerging opportunities in…
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Todd Hiestand5 min read
Hard Money
Can I Pay My Loan Off Early?
In a word, Yes! At Northwest Private Lending, there are no hidden fees or penalties for paying your loan offer…
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Hard Money
8 Reasons Real Estate Is Still Worth Investing In
Hard Money + Real Estate Investing Although our economy today is changing in so many unprecedented ways, one principle remains…
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Hard Money
What Is A Bridge Loan?
A bridge loan can mean several things, but in general, it is a short-term loan to bridge a financing gap…
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Hard Money
What Are Non-Conforming Loans?
A non-conforming loan is a loan that does not meet conventional financing guidelines or the guidelines of a conventional lender or…
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Hard Money
9 Reasons To Consider A Hard Money Loan
A Hard Money loan is a type of loan product most commonly given by Private Lenders and can be a…
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Hard Money
Currency Wars: The dollar will lose it’s dominance
Currency Wars: In the next 50 years, will the dollar still be the world reserve currency? During our lifetime, The…
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Todd Hiestand5 min read
Hard Money
Debt will cause the next US recession
NWPL President Eric Larson explains debt bubbles, market cycles, and crashes. Over the past ten years, we have been in…
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Todd Hiestand5 min read
Hard Money
Covid-19 Economic Update: What is Happening to the Economy?
In this video, Eric answers some of the common questions people have been asking us during this crisis. How is…
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Todd Hiestand5 min read
Hard Money
Apply for Government Relief Money Today
We have all been affected by Covid-19, and from a financial perspective, this is the most important thing I can…
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Todd Hiestand5 min read
Hard Money
The Domino Effect of “Shelter in Place”
A 2-day warning can be the difference between safety and peril if a hurricane is coming toward your town. Even a…
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Todd Hiestand5 min read
Hard Money
How to Start Preparing for a Recession
I think we are at a rare and possibly pivotal point in our lives and history. It might be that…
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Todd Hiestand5 min read
Hard Money
Pros and Cons of Hard Money
Hard Money Lending Pros and Cons Considering a Private Money or Hard Money Loan? For the right real estate investment,…
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Hard Money
What Is A Hard Money Loan?
Hard Money Loans A hard money loan is a loan that is primarily secured by the equity in a Hard asset…most commonly…
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Hard Money
What is a Private Money Loan?
Private Money Loans When considering a loan, it is important to understand where the money comes from. The concept of…
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Hard Money
Northwest Private Lending
Northwest Private Lending is a Portland-based private lender specializing in hard money or collateral-based loans with over 30…
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Hard Money
Hard Money vs. Soft Money
How Are Private Money Loans Different? Let’s start with private money lending. At the end of the day, a private…
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Our Story
Our Story
Our family has been making loans for over 30 years in Oregon, Idaho, and Washington. Over the years, we…
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Client Stories
Daniel’s Story
My name is Eric Larson. I own Northwest Private Lending. One of my favorite aspects about what I get…
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Todd Hiestand5 min read
Client Stories
Patricia’s Story
My name’s Eric Larson and I own Northwest Private Lending. When Patricia came into the story, this is a family…
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Todd Hiestand5 min read
Client Stories
Justin’s Story
Hi, my name is Justin Harper. I’m 20 years old. I’m out of Longview, Washington. My journey started, I was…
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Todd Hiestand5 min read
Hard Money
House Flipping / Fix and Flip / Fix and Hold
Fix And Flip Loans The basic strategy of a Fix and Flip loan is to help real estate investors purchase…
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Todd Hiestand5 min read
Hard Money
Collateral Based or Asset Based Loans
What Are Collateral Based Loans? Asset-based or Collateral Based lending are loans that are primarily secured by an asset. These…
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Hard Money
What Are Pooled Equity Funds?
What Are Pooled Equity Funds? A pooled equity fund is when a group of investors pool their money together to…
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Hard Money
Real Estate Investing
Investing In Real Estate With Hard Money Hard money real estate investment has many preferential tax implications not allowed in…
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Hard Money
Hard Money Lending Terms Explained
1031 exchange or reverse 1031 exchange Real Estate like many assets gives the owner the opportunity to gain value over…
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Client Stories
Christine’s Story
The Harpers to me are a family who defines the idea of working together for the greater good. They had…
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